Vlad Tenev’s Robinhood revolutionized finance with zero-commission trading and a mobile-first approach, forcing Wall Street to adapt. A crisis during the GameStop saga exposed fragile back-end systems, but also clarified the need for modernization through faster settlement and tokenization. Now, Robinhood aims to democratize access to private tech companies and AI-driven wealth creation, while expanding into family finance and retirement tools. The platform is evolving into a unified hub for all generations, bridging speculative entry points with long-term financial growth. Meanwhile, prediction markets offer a provocative vision of decentralized truth—accurate when well-designed, yet politically volatile. As legacy systems slow progress, Robinhood’s challenge isn’t just innovation, but speed: capturing the coming generational wealth transfer before others redefine the future of money.